Can you retire with 100 crores in your lifetime starting now? Understand how the concept of wealth works. Its not a rocket science once you understand the logic behind the ways the money work.
What is the formula for wealth
If you ask anyone today, how much money you want or what is the turnover you want to achieve, 100 crore is the common choice. In reality, you need far too less to enjoy the life at the fullest. So we ask, what is the formula for wealth?
Wealth = Investment x Time
A lot of wealth you will see around, if you look closely, is the result of few generations.
First Generation: Went from being illiterate to literate
Second Generation: went from village to town
Your Generation: got the surplus to invest and grow
Next Generation: your family too will be a wealthy family and look like this.

How to invest and potentially earn 100 crores
Rule No 1: You cannot earn 100 crores easily, but you can invest and grow
Rule No 2: There are no shortcuts for success. You take to give your investment time to grow
Rule No 3: Investment is like watching a tree grow. It will take its own time and effort
Rule No 4: Wealth is a multi-generational concept.
The rule of 72
The number 72 is a magic number in investing. If you want to double your money is 4 years, divide 72 by 4, which will give 16. Thus, if your investments grow at 16% per annum, your money will double in 4 years. Lets do a little math
Start amount | Age | Total Portfolio |
10 Lakh | 18 Years old | 10 Lakh |
10 Lakh | 22 Years old | 20 Lakh |
20 Lakh | 26 Years old | 40 Lakh |
40 Lakh | 30 Years old | 80 Lakh |
80 Lakh | 34 Years | 1.6 Cr |
1.6 Cr | 38 Years | 3 Cr |
3 Cr | 42 Years | 6 Cr |
6 Cr | 46 Years | 12 Cr |
12 Cr | 50 Years | 25 Cr |
25 Cr | 54 Years | 50 Cr |
50 Cr | 58 Years | 100 Cr |
So you can see, if you follow certain discipline, get started early, your generation and next will be a wealthy one for sure.